EXTRA CREDIT KIVA

Founded in 2005, Kiva is an international nonprofit organization. This organization sets a goal to help people all around the world to be able to create a new future of opportunities. Methods this organization provides is having people to pay as little as $25.00, with this money that is lent can help a person reach their goal amount. These loans are very effective for both the lender and receiver. There are people in 84 different countries borrowing from the cite Kiva. There have also been 1.7 million lenders able to help another reach their goal. Kiva has a 97% repayment rate. This cite is filled with positive reviews. Kiva has helped so many people from around the world start a whole new future for themselves.
As I research potential borrowers these 2 people really stuck out to me going through the lists. One of the borrowers I stumbled across was from Bhaisepati, Nepal. Her name is Pramila and she is a farmer. She needs a loan of $600 to buy seeds and fertilizers. She only has 50 dollars to go! But what really made me look at her was when reading her story, it says “She has already received and repaid 5 loans from Patan BPW”. Knowing this woman has already done this many times before make me believe this cite does help people and does work effectively.  Another potential borrower that I had found was names Ana Marlene. She is from San Gabriel, Ecuador and she wants a $1000 loan to help buy pigs, balance feed, and potatoes. What really stuck out to me was that her and her husband both have devoted their lives to farming. They have two children that they need to pay for. At the end of her story it says, “Ana aspires to continue working hard for the well-being of her children”. This stuck out to me because this woman is not just working hard for herself to live, but her family. This cite helps her do so, so she can provide for her children so they can live the life they need to have, filled with a house and food and protection.
Researching the places these two people live in I found that Bhaisepati, Nepal is located in the Central Region. Nepal is a very poor country which is one reason why Pramila is on this cite.

The other country Ecuador is another very poor country. It is located in Central America. It was never fully developed and they do not have a modern economy that is strong.  

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